Compliance, Unrelated Business Income Tax
Most people open a self-directed IRA for one reason: freedom. Freedom to put their retirement money into real estate, private businesses, or precious metals, things they actually understand and believe in. That freedom is real, and I’ve spent my career helping...
Compliance, Prohibited Transactions, Self-Directed IRA Fundamentals
The List Looks Simple Until the Math Gets Involved Ask most investors who counts as a disqualified person, and they’ll get the basics right: yourself, your spouse, your kids. What trips people up isn’t the simple list. It’s the entity ownership...
Compliance, Self-Directed IRA Fundamentals
Five Questions That Cover Almost Every Rule Most explanations of self-directed IRA rules read like a legal textbook: a long list of prohibitions with no obvious order. After two decades of fielding questions about this, I’ve found a more useful way in. Nearly...
401(k), 60-Day Rollover, IRA Transfer, Rollover, Self Directed IRA, Self-Directed IRA Fundamentals
The Move That Opens Up Everything Else – The 401(k) to Self-Directed IRA Rollover Here’s something most people don’t realize until they leave a job: a 401(k) is, by design, a limited menu. A handful of mutual funds, maybe a target-date fund, decided...
Compliance, Prohibited Transactions
IRA Prohibited Transactions: The One Rule That Can End an IRA Overnight Back in 2001, a guy named Darrell Fleck spotted a good deal: a fire-protection and alarm company that looked ripe for the picking. He wanted a partner, so he brought in Lawrence Peek, an attorney...
401(k), 60-Day Rollover, IRA Distributions, Rollover, Roth IRA, Self Directed IRA, SEP IRA, SIMPLE IRA, Traditional IRA
IR-2016-113, Aug. 24, 2016 Retirement Plan Rollovers Made Easier WASHINGTON — The Internal Revenue Service today provided a self-certification procedure designed to help recipients of retirement plan distributions who inadvertently miss the 60-day time limit for...
